Business Tools

Sarah Maren Photographers

Need some inspiration to put the spark in your business?

Let us help you take your business to the next level downtown. We’ll help you make connections and find the resources you need to thrive. From improving access to capital to being your liaison throughout the public permit process, we are at your service.

Here are some local resources and organizations that can help your business grow.


SCORE is a nonprofit association dedicated to helping small businesses get off the ground, grow and achieve their goals through education and mentorship. Because their work is supported by the U.S. Small Business Administration (SBA), and thanks to their network of 11,000+ volunteers, they are able to deliver our services at no charge or at very low cost. They can pair you up with a business mentor, provide counseling, and provide business workshop and planning resources. Learn more at

Wells Fargo Works

Dedicated to helping small businesses, the Wells Fargo Works website offers an array of resources to help you start your business, run your business and grow your business. From helpful articles to information on obtaining and building credit to an online business planning tool and a competitive intelligence tool, you’ll find a wealth of information to get on track. Learn more at

Sacramento State Center for Entrepreneurship

The mission of Center for Entrepreneurship in the College of Business Administration (CBA) is to develop and nurture innovative business ideas and to capitalize potential entrepreneurial opportunities. The Center provides entrepreneurs with the skills and resources needed to launch a venture and to identify and cultivate solutions to entrepreneurial problems, the network structure to bring the plan to fruition, and the technical training to grow the enterprises. Center for Entrepreneurship is designed to provide a new venture incubator service, providing residences, endowments, in-kind office hours, and limited business resources. When start-ups or early stage companies come to the Center, they will be offered with a space (for a pre-arranged period of time) to fine-turn their ideas. Also, the center will provide some other services to lead them to successfully launch their businesses. The other services include, not limited to, a voucher system , a technology index, marketing and technological consultations, and student internships. Learn more at

Capitol Region SBDC

The Capital Region SBDC is the leader in providing all small business owners and entrepreneurs with the tools and guidance needed to become successful. With direct and personalized business assistance to entrepreneurs through one-on-one consulting as well as satellite offices in eight counties across the region to offer professional consulting in all aspects of small business management. Learn more at

Golden Pacific Bank – SmartBiz Loans

The Downtown Sacramento Partnership (DSP) has partnered with Golden Pacific Bank and SmartBiz SBA Loans to provide easy access to vital business-building financing to downtown small businesses. DSP is now a preferred referral assistance provider for SmartBiz SBA loans. SmartBiz’s convenient online application process and fast decision-making allows customers to quickly fund loans in as little as 5 to 7 days. Offering 6 to 8 percent interest rate loans, a 5-minute pre-qualification and 30-minute application process, SmartBiz has become the go-to source for SBA loans ranging from $5,000 to $150,000 and the top provider in the country of SBA Non-Express 7(a) loans of up to $25,000. Loans have a 10-year term with no prepayment penalty.

Downtown businesses that are interested in this program can visit to learn about the products and complete a short pre-qualification application.